Principal Software Engineer, Core Pricing

Upstart

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Job Description

Job Overview

Upstart is a leading AI lending marketplace that partners with banks and credit unions to enhance access to affordable credit. The Principal Software Engineer will be part of the Pricing Platform team, which is responsible for building and managing the core systems that power pricing and revenue models across the company. This role focuses on developing scalable backend services in Python to support data-driven pricing strategies, optimizing profitability and customer experience.

Technical Requirements

Required Skills
  • • Python
  • • backend services
  • • distributed systems
  • • leadership
  • • communication
Preferred Skills
  • • fintech experience
  • • ecommerce experience
  • • applied math
  • • financial modeling
  • • collaboration with ML teams
Experience Level

10+ years of professional software engineering experience, including time as a Staff or Principal Engineer.

Responsibilities

  • • Lead the technical direction of the pricing platform, developing scalable backend services in Python.
  • • Translate high-level business objectives into concrete engineering initiatives.
  • • Drive experimentation infrastructure and collaborate with ML and capital teams.
  • • Architect systems that expose pricing logic as reusable services.
  • • Actively code and mentor engineers across the team.
  • • Ensure pricing systems evolve to meet the needs of a fast-scaling fintech environment.

Technical Environment

Languages

Benefits & Perks

  • • Competitive Compensation (base + bonus & equity)
  • • Comprehensive medical, dental, and vision coverage
  • • 401(k) with 100% company match up to $4,500
  • • Employee Stock Purchase Plan (ESPP)
  • • Life and disability insurance
  • • Generous holiday, vacation, sick and safety leave
  • • Supportive parental, family care, and military leave programs
  • • Annual wellness, technology & ergonomic reimbursement programs
  • • Social activities and catered lunches when working in offices

Additional Information

Location
Remote, San Mateo, Columbus, Austin
Type
Full-time
Compensation
$186,100—$257,500 USD

About Upstart

Upstart is a leading AI lending platform partnering with banks and credit unions to expand access to affordable credit.

Company Size
unknown
Categories
Car Refinance Loans Car Refinancing Debt Consolidation Education Technology Events, Hospitality & Travel Financial Services Financial Services & Fintech Home Equity Line of Credit Hospitality & Travel Personal Loans

Skills & Technologies