Senior Software Engineer, Auto Retail Lending

Upstart

Apply Now

Job Description

Job Overview

Upstart is seeking a Senior Software Engineer for its Auto Retail Lending team to enhance the digital lending experience for car buyers. The role involves collaborating with cross-functional partners to build core technologies that streamline loan processes, ensuring high-quality, reliable, and scalable solutions. Candidates should be self-starters who are passionate about driving technical excellence and improving user experience.

Technical Requirements

Required Skills
  • • full stack web applications
  • • scalable APIs
  • • system architecture
  • • technical designs
  • • leading engineers
Preferred Skills
  • • Kotlin
  • • Ruby
  • • Typescript
  • • React
  • • Docker
  • • GitHub Actions
  • • AWS
Experience Level

5+ years of experience in software engineering with a focus on full stack development

Responsibilities

  • • Lead successful projects in collaboration with engineering and cross-functional teams
  • • Make architectural decisions to enhance software quality
  • • Build dealership-facing tools for loan processes
  • • Ensure platform reliability and scalability for auto loan originations
  • • Monitor success metrics such as conversion rate and rate presentation

Technical Environment

Tools & Technologies

Benefits & Perks

  • • Competitive compensation (base + bonus & equity)
  • • Comprehensive medical, dental, and vision coverage
  • • 401(k) with company match and immediate vesting
  • • Employee Stock Purchase Plan (ESPP)
  • • Life and disability insurance
  • • Generous holiday, vacation, and sick leave
  • • Supportive parental and family care leave programs
  • • Annual wellness and technology reimbursement programs
  • • Catered lunches and snacks in the office

Additional Information

Location
Remote, San Mateo, Columbus, Austin
Type
Full-time
Compensation
$163,600—$226,400 USD

About Upstart

Upstart is a leading AI lending platform partnering with banks and credit unions to expand access to affordable credit.

Company Size
unknown
Categories
Car Refinance Loans Car Refinancing Debt Consolidation Education Technology Events, Hospitality & Travel Financial Services Financial Services & Fintech Home Equity Line of Credit Hospitality & Travel Personal Loans